1. Overview

This Privacy Policy explains how Insurance Shield US collects, uses, stores, and protects information when you access our website, educational articles, checklists, calculators, and other free insurance-related tools.

Insurance Shield US provides educational insurance information only. We do not sell insurance, underwrite insurance policies, process insurance claims, or provide licensed financial, legal, tax, or insurance advice.

2. Information We Collect

We may collect limited information depending on how you interact with Insurance Shield US.

Information You Voluntarily Provide

You may choose to provide information when you contact us, submit a form, request support, subscribe to updates, or communicate with us. This may include:

• Your name, if submitted through a contact form.
• Your email address, if you contact us or subscribe to updates.
• Your message, question, feedback, or inquiry details.
• Any additional information you choose to include in your communication with us.

Information Collected Automatically

When you visit our website, certain information may be collected automatically through cookies, log files, analytics tools, or advertising technologies. This may include:

• Your browser type and device type.
• Your IP address or approximate location data.
• Pages visited on our website.
• Time spent on pages and general website activity.
• Referral sources, such as search engines, social platforms, or other websites.
• Technical information such as operating system, screen size, and browser settings.

3. How We Use Information

We may use collected information for the following purposes:

• To operate, maintain, and improve our website.
• To provide educational insurance guides, checklists, calculators, and free tools.
• To respond to user questions, messages, or support requests.
• To understand how visitors use our website and improve user experience.
• To monitor website performance, security, and technical issues.
• To analyze traffic, content performance, and user engagement.
• To display relevant advertisements where advertising services are used.
• To prevent misuse, spam, fraud, or unauthorized website activity.
• To comply with applicable legal, policy, or regulatory obligations.

We do not use information submitted through our website to make insurance eligibility decisions, claim decisions, underwriting decisions, or policy recommendations.

4. Cookies & Tracking Technologies

Insurance Shield US may use cookies and similar tracking technologies to improve website functionality, understand website usage, support analytics, and display advertisements.

Cookies are small files stored on your device by your browser. They help websites remember certain information and understand how visitors interact with website content.

Types of Cookies That May Be Used

• Essential cookies: These help the website function properly.
• Analytics cookies: These help us understand website traffic, page performance, and user behavior.
• Advertising cookies: These may be used by third-party advertising partners to show ads and measure ad performance.
• Preference cookies: These may remember user preferences where applicable.
• Security cookies: These may help protect the website from spam, misuse, or suspicious activity.

Advertising Cookies & Third-Party Ads

Insurance Shield US may use Google AdSense or other third-party advertising services to display advertisements on this website.

Third-party vendors, including Google, may use cookies to serve ads based on a user’s prior visits to this website and/or other websites on the internet.

Google’s use of advertising cookies enables Google and its partners to serve ads to users based on their visit to Insurance Shield US and/or other websites across the internet.

Third-party advertising companies may use cookies, web beacons, IP addresses, browser information, device information, and similar technologies to collect information when ads are displayed on our website.

Personalized & Non-Personalized Ads

Ads shown on this website may be personalized based on your browsing activity, interests, general location, device information, previous visits to this website, or previous visits to other websites that use advertising services.

In some cases, users may see non-personalized ads. These ads may still use cookies or similar technologies for basic functions such as ad delivery, frequency capping, aggregated ad reporting, ad measurement, and fraud prevention.

How Users Can Control Personalized Advertising

Users may opt out of personalized advertising by visiting Google Ads Settings:
https://www.google.com/settings/ads

Users can also learn more about how Google uses information from websites and apps that use Google services by visiting:
https://policies.google.com/technologies/partner-sites

More information about Google advertising technologies is available here:
https://policies.google.com/technologies/ads

EEA, UK & Switzerland Users

For users located in the European Economic Area, the United Kingdom, or Switzerland, we may request consent for the use of cookies or similar technologies where required by law, including for personalized ads, ad measurement, and content personalization.

Where required, users may be provided with options to accept, reject, or manage consent choices for cookies and advertising technologies.

5. Analytics

We may use analytics tools, such as Google Analytics or similar services, to understand how visitors find and use our website.

Analytics tools may collect information such as pages visited, time spent on the website, browser type, device type, referral source, approximate location, and general interaction patterns.

Analytics information helps us improve website structure, page experience, educational content, tool performance, and overall usability.

6. Use of Free Insurance Tools

Our website may provide free educational tools, such as insurance checklists, coverage gap checkers, deductible calculators, claim denial risk checkers, and renewal checklist generators.

These tools are designed for general educational purposes only. They do not provide official insurance advice, legal advice, financial advice, claim decisions, policy recommendations, or coverage guarantees.

The results generated by our tools are based only on the information selected or entered by the user. They should not be treated as a complete review of any insurance policy, claim, or personal financial situation.

We recommend that users avoid entering highly sensitive personal information into any free tool on this website, including Social Security numbers, full policy numbers, claim numbers, medical records, payment information, bank information, or confidential documents.

7. External Links

Our website may contain links to third-party websites, tools, resources, references, or external pages.

We are not responsible for the privacy practices, content, terms, policies, accuracy, or security of third-party websites.

When you click an external link, you should review the privacy policy and terms of that third-party website before sharing any personal information.

8. Data Security

We use reasonable administrative, technical, and organizational measures to protect information submitted through our website.

However, no method of internet transmission, website communication, or electronic storage is completely secure. While we work to protect user information, we cannot guarantee absolute security of information transmitted through the website.

Users should avoid sending sensitive insurance, medical, financial, or identification information through standard contact forms or unsecured communication channels.

9. Children’s Privacy

Insurance Shield US is intended for a general audience and is not directed to children under the age of 13.

We do not knowingly collect personal information from children under 13. If you believe that a child has provided personal information through our website, please contact us so we can take appropriate action.

10. Your Privacy Choices

Depending on your location and applicable privacy laws, you may have certain rights regarding your personal information. These may include the right to:

• Request access to personal information you have provided.
• Request correction or deletion of certain personal information.
• Opt out of certain cookies or advertising personalization.
• Unsubscribe from email communications, if applicable.
• Disable cookies through your browser settings.
• Request information about how your data may be used, where applicable.

To make a privacy-related request, please contact us using the details provided in the Contact Us section below.

11. Do Not Sell Statement

Insurance Shield US does not directly sell personal information to insurance companies, brokers, lead buyers, or third-party sales organizations.

We may use third-party advertising and analytics services that collect certain information through cookies, pixels, web beacons, or similar technologies as described in this Privacy Policy.

Users can manage cookies through browser settings and can control personalized advertising through Google Ads Settings.

12. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, tools, advertising practices, analytics tools, legal requirements, or business operations.

When we update this page, we will revise the “Last Updated” date at the top of this Privacy Policy.

We encourage users to review this page periodically to stay informed about how we collect, use, and protect information.

13. Contact Us

If you have any questions about this Privacy Policy, our privacy practices, or how information is handled on this website, you may contact us.